2019’s Five Best Travel Rewards Cards

Travel Rewards cards

Rewards cards are a great tool for financial and recreational planning that doesn’t require a whole lot more than just spending money. With the correct planning, your fiscal year could land you with enough points to cover the entire cost of flights and hotels to that trip to Cancun you’ve wanted to take for years now.

But since banks are basically evil, a good round-up of these sort of cards is worthwhile; just to make sure they aren’t slapping you in the face with any information you’d need to make a responsible choice.

1: Capital One Venture Rewards Card

Capital One Venture Rewards Card

Navy blue and heavy, the handsome Venture Rewards Card is likely the finest choice for globe trekkers making more than $40,000 a year. Creditcards.com recommends that only individuals with good to excellent credit, for instance, a score higher than 670, should apply.

If you make it into the program here’s what you can expect.
  • Earn 10X points at thousands of hotels around the world; learn more at hotels.com/venture.
  • Double Miles on every purchase.
  • An intro bonus of 50,000 miles if you spend more than $3,000 in the first three months.
  • A $95.00 fee, waived for the first year.
  • APR financing of between 17.99% – 25.24%

2: Chase Sapphire Preferred Card

Chase Sapphire Preferred Card

Perhaps the least travel-focused card of all the entries, the Chase Sapphire Preferred Card also allows you to redeem your points for cold hard cash as well as frequent flyer miles and rebates on travel-related charges.

With the same credit recommendations, you can expect,
  • Double points on travel AND dining options around the world.
  • 1 point per dollar spent on all other purchases.
  • A 60,000 point bonus if you spend more than 4 grand in the first three months.
  • A $95.00 fee.
  • APR financing between 18.24% – 25.24%

3: Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

This card from Wells Fargo probably represents the broadest-minded card for those looking to travel, and likely the best choice for younger travelers, especially if your travel involves a road trip!

Here’s what you get with this card
  • 3X points for eating out and ordering in.
  • 3X points for gas stations, rideshares and transit.
  • 3X points for travel including flights, hotels, homestays and car rentals.
  • 1 to 1 points on other purchases.
  • The Same 30,000 point bonus as the Capital One Venture Card.
  • 0 annual fee.
  • A lower-end but top-heavy APR financing of 16.24% – 27.24%

4: Discover it® Miles

Discover it® Miles Rewards cards

The Discover it card is the wildcard of the bunch, with a lot of favorable reasons to pick one up if you were planning a massive trip out of country for several months with many hotels and many plane rides.

The same credit rating is suggested, but what you get is,
  • No annual fee.
  • The second-lowest APR financing of any of the entries on this list at 14.24% – 25.24%
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases.
  • The intro bonus is a bit different. Discover Match automatically matches all the points you earn at the end of the first year of use. For instance, if you accrue 20,000 miles, they’ll straight up give you another 20,000 – a $200 dollar value, plus what you already earned.

5: Capital One Venture ONE Card

Think of this card as a toned-down version of entry number 1 on our list. This card is probably a great choice as a youth credit card, especially if they want to do some serious traveling.

Everything the Venture Card does, the Venture ONE card possesses, but for someone who makes less than $30,000 a year.

Here’s what you get with this card

  • The lowest APR financing of any of the entries on this list at 14.24% – 24.24%
  • 0 annual fee.
  • 10X miles on thousands of hotels around the world; learn more at hotels.com/venture.
  • 1.25X miles on every purchase, every day.
  • 20,000 free points if you spend more than $1,000 dollars in the first three months.
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